For those features, consider apps like Apple Pay, Venmo, or Samsung Pay. But forget about paying in stores or on websites, or taking advantage of loyalty programs, or paying with your voice. Another benefit is that you don't pay any fees to have money quickly dumped into your bank account. But unlike Venmo and most others, it does let you send money internationally, though not to as wide a selection of countries as Xoom or PayPal. Like Apple Pay and some other payment apps, it uses a messaging interface for your transactions. Best Hosted Endpoint Protection and Security SoftwareĬircle Pay, backed by financial powerhouse Goldman Sachs and other major investors, is a Venmo competitor with a few distinguishing characteristics.
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